Get paid from anywhere
Payd gives you US dollar and euro account details, a stablecoin wallet and a username anyone can pay. Move the money to M-Pesa, MTN MoMo or your bank whenever you need it.
No monthly fees. Transfers between Payd accounts are free.
Payd in the news
Get paid from abroad and spend it at home
Payd connects your clients and customers to the mobile money and bank accounts you already use. You see the fee before you confirm.
Get paid by
- Clients in the USYour own USD account details for ACH and wire payments.
- Clients in EuropeYour own EUR account details for SEPA payments.
- Crypto wallets and exchangesUSDT and USDC on Tron, Solana and EVM networks.
- Other Payd usersFree. All they need is your @username.
- Your own customersCard and M-Pesa payments, straight to your balance.
Pay and cash out to
- Mobile moneyM-Pesa, MTN MoMo, Airtel Money and more in 9 countries.
- Bank accountsKenya, Nigeria, South Africa and 5 more countries.
- Paybill and TillPay bills and shops in Kenya from your balance.
- Payd usersSend to any @username, free.
What you can do with Payd
USD and EUR accounts
Give clients in the US and Europe your own account details. They pay you like they would pay anyone at home.
US DollarAccount number
•••• 4821
Receives by ACH and wire
EuroAccount number
DE•• •••• 9034
Receives by SEPA
Stablecoins
Receive USDT or USDC from any wallet or exchange. Keep dollars, or cash out to mobile money or a bank.
Send to mobile money
Pay M-Pesa, MTN MoMo, Airtel Money and other wallets in 9 African countries.
Send to a bank
Pay bank accounts in Kenya, Nigeria, South Africa and 5 more countries.
Pay by username
Send money to anyone on Payd for free. All you need is their @username.
See the fee before you send
Our prices are public. Pick where the money is going, type an amount, and the calculator shows what it costs.
- No account, monthly or setup fees
- Free between Payd accounts
- Fees shown in the local currency
- Fee
- KES 40
- You pay in total
- KES 10,040
Fees from our published price list. Sending to another Payd account is free.
Where your money can go
Local accounts in the US and Europe, mobile money and banks in 11 African countries, and stablecoins for the rest of the world.
United States
USD · ACH, Wire
Canada
USD · Wire
Europe
EUR · SEPA
Kenya
KES · M-Pesa, Airtel Money, Bank, Paybill and Till
Uganda
UGX · Mobile money, Bank
Tanzania
TZS · Mobile money, Bank
Nigeria
NGN · Bank
Ghana
GHS · Mobile money, Bank
South Africa
ZAR · Bank (EFT)
Zambia
ZMW · Mobile money, Bank
Malawi
MWK · Mobile money, Bank
Cameroon
XAF · Mobile money
Senegal
XOF · Mobile money
Togo
XOF · Mobile money
Everywhere else
Get paid in USDT or USDC.
For people who work across borders
If your clients, customers or employer are in another country, Payd gets that money to you.
Freelancers
Send US and EU clients local account details. No foreign bank account needed.
Creators
Take platform payouts and fan payments in dollars, stablecoins or M-Pesa.
Remote contractors
Get your monthly pay in USD, then move what you need to M-Pesa or your bank.
Small business owners
Collect by card or mobile money and pay suppliers across Africa.
How we keep your account safe
Your money and your details stay under your control.
Verified accounts
Everyone verifies their identity before they can send money.
Your PIN on every payment
Nothing leaves your account until you approve it.
Balances hidden by default
Share a screenshot without showing what you have.
People who answer
Reach our support team by email or on WhatsApp.
Payd works in WhatsApp too
Check your balance, share your account details and send money from a chat.
Open your Payd account
It takes a few minutes. Have your phone, your email address and an ID document ready.
